Home care funding entitlements
You may qualify for some level of funding from your local authority or the NHS.
Anyone over 65 can claim Attendance Allowance (AA). These payments of either £55.10 or £82.30 per week are non-means tested, tax free and usually added to pension payments. They can only be accessed for help with personal care. You can apply for Attendance Allowance online.
NHS Continuing Healthcare and funded nursing care
This is a non-means tested package of care funded by the NHS available to those with an assessed health need. This care funding can be used in your own home. To qualify an assessor looks at your day-to-day needs.
The Good Care Group works with Care to Be Different, an organisation that supports eligible families to secure NHS continuing healthcare funding. We would be happy to put you in touch with them and help you through the process.
This provides a guaranteed minimum level of income (Guarantee Credit) by topping up weekly income if it is below the threshold (£155.60 if you are single, £237.55 if you have a partner). These amounts may increase further depending on your individual circumstances.
If your savings are less than £16,000 you can potentially reduce council tax payments (subject to an assessment). With a formal diagnosis of dementia, payments will also significantly reduce. If a council tax single occupancy reduction is being claimed, you will not lose this entitlement if you have a live-in carer.
Local Authority support
This is only accessible if your capital assets do not exceed £23,250.
Live-in Care Funding Guidance